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Presented by
Vicky Welch - Vicky & Team |
Under contract-accepting backup offers. Private island living at its finest—where Old Florida charm, tranquil surroundings, and uncrowded beaches create a lifestyle that feels worlds away from the everyday. Accessible by a quick 5-minute ferry ride accommodating vehicles and running from early morning into the night, Palm/Don Pedro Island offers a rare sense of privacy and seclusion while remaining conveniently connected to the mainland.
This elevated 3-bedroom, 3-bath waterfront home offers 2, 391 square feet of living space, designed for comfortable, relaxed island living. Set along a peaceful lagoon with a boat lift and direct water access to the Gulf, the property invites kayaking through calm estuary waters and effortless beach days just a short walk or 5-minute golf cart ride away.
Inside, soaring ceilings and an open living area create a bright, airy atmosphere, with expansive glass doors leading to a full-width screened rear porch that overlooks the pool and lagoon. The kitchen is centrally positioned with generous counter space, bar seating, and a sunny breakfast nook, complemented by a separate dining room and private den with solid French doors.
A split-bedroom layout offers privacy, with a spacious primary suite featuring porch access, a large walk-in closet, and a bath with dual vanities, soaking tub, and separate shower. Guest accommodations include two well-positioned guest bedrooms on the opposite side of the home, one featuring a private ensuite bath with direct access to the porch and pool area, along with an additional guest bath serving the remaining guest bedroom.
Outdoor living is a true highlight, with a sparkling pool overlooking the lagoon and an expansive covered and shaded poolside patio that provides a comfortable retreat from the afternoon sun. The patio includes an outdoor shower and offers ample space for entertaining, creating multiple areas designed for easy outdoor living.
One of the property’s standout features is the oversized 1, 512-square-foot garage with two garage doors, offering exceptional storage, a dedicated workshop area, and room for golf carts—ideal for navigating this golf-cart-friendly island community.
Recent improvements include a 2021 roof, 2023 AC, and 2024 hurricane-impact windows, along with full James Hardie siding and exterior paint installed with stainless steel fasteners and fully weather-caulked for enhanced durability and water resistance. Storm shutters protect all doorways. Additional updates include dock boards (2025) and boat lift motors and controllers replaced (2025). Whether used as a full-time residence or seasonal retreat, this property offers a rare opportunity to experience the quiet beauty and relaxed pace of true island living.
A virtual tour is available to provide additional perspective on the home and property.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$1,475,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.215.4990
Vicky.Welch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,180,000 | $1,180,000 | $1,180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,535 | $1,535 | $1,535 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,886 | $7,170 | $9,958 |
| Total Monthly Payment | $8,546 | $8,830 | $11,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.