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Seller is doing a fresh coat of paint on the inside. Large lot on a new private road in Orange City with a 4-bedroom, 3-bathroom home close to the local schools, Blue Springs Trail-to-Trail entrance and local shopping. This is a semi-open floor plan with the main great room, dining and kitchen area which makes it perfect for gathering friends and family. The kitchen includes a 12-foot island with upgraded granite countertops and Kitchen Aid range, microwave and dishwasher. The great room has a tray ceiling with built-in surround sound. The rear covered porch has ample space at 18 ft x 10 ft porch and has no rear neighbors. The home boasts a metal roof and insulated block construction plus on-demand water heater that makes this house a dream for continued efficiency. The side entrance of the home from the driveway into the large utility room has a concrete ramp for no step-up access. There is a 40-ft driveway, perfect for parking your own vehicle as well as any toys (i. e. boat, RV, etc. ). Seller is motivated and may entertain options to enhance features wanted by buyer at added cost to list price.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $480 | $480 | $480 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,996 | $2,635 |
| Total Monthly Payment | $2,471 | $2,551 | $3,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.