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Do you like to go fishing? This 1/1 furnished home located in Saddlebag Lake Resort, a pet friendly 55+ gated community where you own the land, would make a great fishing retreat, with a view of the water and access to the lake. The main living area has a comfortable living room with a large 3. 5x9. 5 storage closet for all your gear, plus a cozy kitchen just right for whipping up quick meals. The owners suite has a built-in closet and drawers, and is right next to the bathroom, which has been updated. An expansive family room at the back is currently set up with a bed, so the home could easily sleep four. There's an inside washer and dryer hook-up, and a new water heater for peace of mind. There's also a two-car carport to keep your vehicles cool and dry, a large covered patio for enjoying the outdoors in the shade, and a shed out back for extra storage. The lake side deck has a planter that would make a great place to grow some herbs, or dress it up with some tropical plants. There's an RV lot next door that is also for sale - buy them both and create a family compound! When you're ready to check out the resort, take the golf cart, it stays for the new owner, too. Choose from swimming in the sparkling community pool, or relaxing in the hot tub, just for starters. Get to know your neighbors at the clubhouse during some of the many planned activities, or work out in the fitness center. Play a rousing game of tennis or pickle ball, or get challenged in a shuffleboard or horse shoes game. You can practice your swing at the driving range, or get involved in a friendly game of pool in the rec room. The low HOA includes your water, sewer and trash pick-up, plus use of all the amenities. With so much to offer, this little piece of paradise won't last long so call now to schedule your private tour!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $51,520 | $51,520 | $51,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $97 | $97 | $97 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $297 | $330 | $428 |
| Total Monthly Payment | $469 | $502 | $600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.