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Welcome to this well laid out home in the desirable Village Green neighborhood in the West Ashley area of Charleston. Offering a functional and comfortable floor plan, this home features multiple living spaces designed for both everyday living and entertaining. As you enter, you're greeted by a central foyer that flows into a spacious living room complete with a fireplace, creating a warm and inviting focal point. Just off the living area, you'll find a dedicated dining room and a cozy breakfast nook adjacent to the kitchen, providing flexible dining options. The kitchen offers a practical layout with a pantry and easy access to the main living spaces. The home includes a primary suite with its own private bathroom and closet space, while two additional bedrooms and a full bathroom are situated on the opposite side of the home, offering privacy and convenience. A separate laundry room adds to the home's functionality. One of the standout features is the bright sunroom, perfect for relaxing, working from home, or enjoying views of the backyard year-round. The irrigation system is pond-fed, allowing you to keep the landscape well-watered while helping to keep utility costs low. Located in Village Green, this property benefits from a low HOA while still being conveniently positioned near major employers such as Boeing and Bosch. You're also just a short drive from Historic Downtown Charleston, with easy access to the area's beautiful beaches, shopping, dining, and everything the Lowcountry has to offer. This home combines comfort, convenience, and location. Do not miss this excellent opportunity in one of West Ashley's established neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,141 | $2,382 | $3,089 |
| Total Monthly Payment | $2,216 | $2,457 | $3,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.