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Nestled in the peaceful community of Whisper Ridge Reserve, this estate home offers the perfect blend of privacy, space, and natural beauty in the heart of St. Johns County. This well-maintained 3-bedroom, 2-bathroom home with a dedicated office spans approximately 2, 445 square feet and sits on an expansive 0. 44-acre lot, providing room to relax, entertain, and enjoy serene surroundings.
Inside, the thoughtfully designed split floor plan offers both comfort and functionality. The spacious great room features rich bamboo flooring and a cozy gas fireplace, creating a warm and inviting gathering space. The kitchen is equipped with a gas range, stainless sink, ample cabinetry, and convenient workspace for everyday living or entertaining. Elegant crown molding, plantation shutters, and a central vac system add timeless character throughout the home. The private primary suite provides a relaxing retreat with generous space and a well-appointed bath, while two additional bedrooms offer flexibility for family or guests. A dedicated office makes working from home effortless.
Step outside to a screen-enclosed lanai overlooking a tranquil pond and protected wooded wetlands, offering a peaceful backdrop and exceptional privacy. The oversized backyard is one of the largest in the community and provides plenty of room to design your dream outdoor oasis or future pool. Additional exterior features include a private irrigation well, custom storage shed, and beautifully maintained landscaping.
Conveniently located near shopping, dining, and the golf courses of the World Golf Village, this property offers the ideal balance of quiet neighborhood living with easy access to everything St. Augustine has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$540,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $432,000 | $432,000 | $432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,555 | $2,695 | $3,559 |
| Total Monthly Payment | $2,872 | $3,012 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.