15214 Tolmino ST, Naples, FL, 34114 | $729,000

This is the most upgraded Ceretti twin-villa you will find in Esplanade by the Islands — and it isn't close. Nearly every surface, system, and space in this 3-bedroom-plus-den, 1, 905 SF home has been thoughtfully enhanced well beyond builder standard. The showpiece is a dramatically expanded lanai enclosed by a panoramic pool cage, creating one of the most impressive outdoor living spaces in the community, complete with a full granite outdoor kitchen, matching granite dining table, and a professionally installed exterior bug misting system — a perimeter-mounted pipe system that sprays a fine mist to keep the outdoor space pest-free at the push of a button. Inside, the owner's suite features a floor-to-ceiling tile shower with a large built-in bench, dual shower heads, custom millwork accent wall, and an additional HVAC vent for year-round comfort. The second bath was upgraded with a double vanity and floor-to-ceiling tiled shower — rare for this floor plan. Elegant finishes carry throughout: plantation shutters on every window, LVP flooring, crown molding, tray ceilings, dining room millwork, touch dimmers, and white café appliances with a farmhouse apron sink in the kitchen. The den has been built out as a true home office with an extensive custom desk, upper and lower cabinetry, and dedicated storage. Every closet in the home has been professionally built out with custom organizer systems including shelving, drawers, and hanging configurations tailored to each space. A whole-home generator, hurricane shutters, alarm system with driveway and entry cameras, central vacuum with kitchen kick vent, EV-ready outlet, and climate-controlled garage with epoxy floor and overhead storage round out the practical upgrades. Esplanade by the Islands is a gated, resort-style Taylor Morrison community off US-41 offering a wellness center and day spa, Bahama Bar & Grille, resort pool, fitness center, tennis, pickleball, bocce, dog park, planned culinary arts center, and a full social calendar. Natural gas community. Minutes to Marco Island beaches and downtown Naples.

Features

  • Building Design: Villa Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Beauty Salon,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot Tub,Fitness Center Attended,Full Service Spa,Internet Access,Pickleball,Restaurant
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ESPLANADE BY THE ISLANDS
  • Development: ESPLANADE BY THE ISLANDS
  • Year Built: 2022
  • Approx Sq. Feet: 1,912
  • Est. Taxes: $7,164
  • Master HOA Fee: $1,370
  • Lot Desc: Other
  • View: Landscaped Area
  • Community Type: Gated
  • Pet Policy: No Approval Needed
  • MLS#: 226013857
  • Website: https://www.raveis.com
    /prop/226013857/15214tolminost_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Naples Vacation Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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15214 Tolmino ST, Naples, FL, 34114

$729,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $583,200 $583,200 $583,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $597 $597 $597
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,493 $3,682 $4,804
Total Monthly Payment $4,182 $4,371 $5,493

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.