1092 Saltwater Circle, Johns Island, SC, 29455 | $765,000

Welcome to 1092 Saltwater Circle, quietly tucked away in the inner circle of Cordgrass Landing with peaceful glimpses of the water just across the street and a short stroll to the community dock. This beautiful Warwick floor plan offers over 3, 300 sqft of thoughtfully designed living space with 4 bedrooms, 3. 5 baths, and an enormous 3-car garage. Step inside to a soaring two-story foyer and a light-filled family room that flows effortlessly into the formal dining room, highlighted by an elegant coffered ceiling and butler's pantry perfect for hosting gatherings both large and small. The gourmet kitchen is the heart of the home, featuring double islands, built-in appliances, and generous workspace, making it ideal for entertaining, holiday meals, or relaxed evenings at home. A bright first-floor "flex" room (possible 5th bedroom) which is currently used as an office provides a peaceful space to work, read, or create. Out back, the large fenced yard and recently installed raised paver patio create a relaxing outdoor retreat perfect for morning coffee, evening cocktails, or weekends spent relaxing with friends and family. Upstairs, the spacious primary suite offers a quiet escape with a boxed ceiling, a well-appointed ensuite bath, and a generous walk-in closet. Two additional bedrooms, each with walk-in closets, share a spacious full bathroom, offering comfort and privacy for family or guests. And a fourth bedroom, (currently used as an office) completes the upstairs floor design adding even more room and functionality for your family. Located in Cordgrass Landing, a rare boutique waterfront community along Rantowles Creek, residents enjoy a peaceful setting with a community dock, water access, and the feeling of being tucked away while still just a short drive to downtown Charleston, beaches, and shopping. It's the kind of neighborhood people discover and never want to leave.

Features

  • Amenities: Park, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Washer Hookup, Laundry Room
  • Style: Contemporary
  • Development: 12 - West of the Ashley Outside I-526
  • Year Built: 2023
  • Garage: 3-car Attached
  • Heating: Heat Pump, Natural Gas
  • Approx Sq. Feet: 3,313
  • Acreage: 0.17
  • Lot Desc: 0 - .5 Acre, Interior Lot, Marshview
  • Elem. School: Drayton Hall
  • Middle School: C E Williams
  • High School: West Ashley
  • MLS#: 26009211
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/26009211/1092saltwatercircle_johnsisland_sc?source=qrflyer
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Listing courtesy of Carolina One Real Estate

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1092 Saltwater Circle, Johns Island, SC, 29455

$765,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $612,000 $612,000 $612,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,768 $3,868 $5,082
Total Monthly Payment $3,860 $3,960 $5,174

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.