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Be surrounded by stunning lake views at this Lake Keowee cottage overlooking the water from THREE sides, with FULL-TIME capacity. This rare end unit offers exceptional privacy, a private patio, and is perfectly positioned to capture breathtaking lake views throughout. Meticulously maintained and truly pristine, this cottage requires no updates. Features include hardwood floors, high ceilings, three bay windows, abundant natural light, upgraded windows, a fireplace, and a loft with built-in storage. The kitchen is thoughtfully designed with Corian countertops, stainless steel appliances, high-quality cabinetry, a built-in dining hutch, wine cooler, extra counter space, and dual sinks, ideal for prepping and entertaining. Tinted film on windows enhance comfort by reducing glare and helping protect interiors from sun exposure. Additional highlights include 1, 244 heated square feet (larger than many units), built-in storage and bookcases, a walk-in shower and closet, dual staircase access from the front entry to the private patio, and a dedicated golf cart pad. The location offers a short, level walk to parking, as well as easy access to boat slips and common areas. ASK ABOUT THE NEW BOAT SLIPS featuring one of the shortest waitlists in years. Whether you’re seeking a low-maintenance lake retreat or a FULL-TIME residence with privacy and unmatched views, this property delivers. Cottage 114 is a rare opportunity offering size, layout, condition, and location. This established, private gated community features a lakefront lodge, swimming pool, marina, beach, newly renovated fitness room, game room, and walking trails. There is no HOA. Cottage owners own the structure and lease the land. The monthly regime fee is $660 and includes the land lease, landscaping, gated access, pool, clubhouse, walking trails, fitness center, lighting, and more. Additional fees may apply for services such as boat slip rentals, storage units, and full-time residency status. Buyers are encouraged to verify all fees and services with their agent. This is a private gated community with no public access. Entry requires agent representation. No rentals are permitted for terms less than 12 months. A modified tax structure may provide additional savings. The developer anticipates approximately 30 new boat slips (currently onsite) to be available for rental once preparation is complete. This cottage is served by a single septic system and is approved for full-time living. Schedule your private tour today.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 11'9x12'7 | Main |
| DiningRoom | 14'8x15'8 | Main |
| Kitchen | 14'8x12'10 | Main |
| LivingRoom | 14'8x26'5 | Main |
| Loft | 21'9x12'4 | Main |
| PrimaryBedroom | 13'2x13'1 | Main |
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Our Executive Mortgage Banker:
$343,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $274,400 | $274,400 | $274,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,690 | $1,734 | $2,279 |
| Total Monthly Payment | $1,765 | $1,809 | $2,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.