5550 Heron Point DR, Naples, FL, 34108 | $899,999

Welcome to St. Nicole in Pelican Bay, where refined coastal living meets one of Naples’ most amenity-rich beachfront communities. Ideally situated on the third floor—yet offering the elevated perspective of a fourth-floor vantage point—this residence captures extraordinary sunset views and sweeping panoramas of lush mangroves stretching north toward the Gulf of Mexico, all framed by Pelican Bay’s beautifully preserved natural landscape.
This updated three-bedroom, two-bathroom home is filled with natural light and thoughtfully designed for seamless indoor-outdoor living. Spacious interiors flow effortlessly into a glass-enclosed lanai, creating additional living space perfect for both relaxation and entertaining. A glimpse of the Gulf enhances the tranquil ambiance, providing a picturesque backdrop for daily living and unforgettable sunsets. The residence is further complemented by high ceilings, tasteful tropical finishes, an updated cooling system, in-unit washer and dryer, and additional storage.
St. Nicole is an intimate enclave of just 97 residences, ideally located on the southern end of Pelican Bay. The building is currently undergoing a comprehensive renovation, including enhancements to the lobby, community room, and pool area, with a newly completed pool as of late 2025—further elevating both its appeal and long-term value. Each residence includes one covered parking space.
Residents enjoy effortless access to Pelican Bay’s private beaches via the nearby tram, where beachfront dining and attentive service await. An exceptional array of amenities includes tennis, pickleball, sailing, kayaking, and scenic nature trails. Conveniently located near Waterside Shops and Artis—Naples, this property offers a lifestyle defined by luxury, convenience, and coastal elegance. Two pets under 15 pounds are permitted.

Features

  • Building Design: High Rise (8+)
  • Parking: 1 Assigned,Covered,Guest
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 99
  • Amenities: BBQ - Picnic,Beach - Private,Beach Access,Beach Club Available,Beach Club Included,Bike And Jog Path,Bike Storage,Billiards,Business Center,Community Pool,Community Room,Community Spa/Hot tub,Electric Vehicle Charging,Exercise Room,Extra Storage,Fitness Center Attended,Internet Access,Library,Pickleball,Private Beach Pavilion,Private Membership,Restaurant,Shopping,Sidewalk,Streetlight,Tennis Court,Trash Chute,Underground Utility,Vehicle Wash Area
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: ST NICOLE
  • Development: PELICAN BAY
  • Year Built: 1991
  • Approx Sq. Feet: 1,514
  • Est. Taxes: $8,492
  • Condo Fee: $5,001 Quarterly
  • Master HOA Fee: $3,423
  • Lot Desc: Zero Lot Line
  • View: Mangroves
  • Community Type: Condo/Hotel,Non-Gated,Tennis
  • Pet Policy: Limits
  • MLS#: 226013829
  • Website: https://www.raveis.com
    /raveis/226013829/5550heronpointdr_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Jeannie McGeartyLuxury Properties Specialist

239.248.4333

Jeannie.McGearty@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5550 Heron Point DR, Naples, FL, 34108

$899,999

Jeannie McGearty

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.248.4333

Jeannie.McGearty@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,999 $719,999 $719,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.235% 6.183%
Monthly Tax Payment $708 $708 $708
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,202 $4,375 $6,076
Total Monthly Payment $5,002 $5,175 $6,876

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.