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Adorable, Affordable & Move-In Ready! Welcome to this well-maintained home in the highly sought-after Kensington Village co-op community. Offering affordable living with low monthly lot rent, residents enjoy town water, community sewer, weekly trash pickup, road maintenance, and upkeep of common areas. (Owners are responsible for lawn care and snow removal. ) This bright and spacious home features an open-concept layout with 3 bedrooms and 2 full baths, filled with natural light and enhanced by vaulted ceilings in the living and dining areas. The heart of the home is the nicely updated kitchen, complete with quartz countertops, a breakfast bar, and abundant cabinetry and counter space - perfect for everyday living and entertaining. The primary suite offers an oversized closet and a beautifully renovated full bath. Two additional bedrooms and a second full bathroom provide flexibility for guests, home office space, or hobbies. Recent updates include new central air unit, new hot water heater, new carpet and hardwood flooring, newer roof, and a storage shed. Step outside to your private rear deck, ideal for relaxing afternoons and summer barbecues. The professionally landscaped yard, highlighted by flowering trees, adds to the home’s charm and curb appeal. Conveniently located just 7 miles to the Poughkeepsie train station and approximately 15 minutes to Rhinebeck, with easy access to shopping, schools, and hospitals. Note: Prospective buyers must complete a Kensington Village residency application and receive co-op board approval prior to contract. Financing is available through First Credit Corp with a minimum 20% down payment required. This home truly sparkles! Easy to show, schedule your private tour today!
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Our Executive Mortgage Banker:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $184,000 | $184,000 | $184,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $193 | $193 | $193 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,133 | $1,178 | $1,540 |
| Total Monthly Payment | $1,401 | $1,446 | $1,808 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.