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Welcome to this beautifully maintained, second-floor residence in the highly desirable Lindenwood Gardens of Howard Beach. This spacious two-bedroom, one-bathroom co-op features a sun-drenched, open layout complemented by a dedicated formal dining room—perfect for entertaining or a home office. The renovated kitchen is a chef’s dream, boasting sleek cabinetry, granite countertops, a custom brick breakfast bar, and stainless steel appliances, including a dishwasher. Both king-sized bedrooms offer generous proportions and ample natural light, with excellent closet space throughout the home. What truly sets this unit apart is the rare inclusion of a massive 6’ x 8’ x 8’ private indoor storage shed—a level of utility seldom found in co-op living. The monthly base maintenance is $1, 078. 61 and covers all essentials: electricity, cooking gas, heat, hot water, and taxes. Residents also benefit from a $95. 75 monthly tax credit (effective through December 2026), significantly lowering the net carrying costs. The two 15, 000 BTU air conditioning units will remain with the home (AC usage is billed at $25 per unit, per month). Situated in a well-managed building with manicured grounds, this move-in-ready home offers a perfect blend of modern finishes and functional space. Conveniently located near local shopping, schools, and transportation, including the express bus to Manhattan. Don't miss this opportunity to own one of the most meticulously kept units in the complex!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,075 |
| Total Monthly Payment | $1,589 | $1,651 | $2,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.