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WELCOME HOME to this charming and stylishly updated retreat situated on a spacious, level lot in beautiful Hillsdale, NY! Offering a perfect blend of modern character and country appeal, this home is ideal for those looking for a peaceful getaway with fantastic outdoor space. As you arrive, the striking dark grey exterior, crisp white accents, and charming fenced-in front yard lead you to a welcoming entry. Head inside to find a bright and airy living room featuring original hardwood floors and a stunning custom paneled accent wall that sets a warm, modern tone throughout. The heart of the home flows seamlessly from the living room into the inviting dining area, making it perfect for gathering. Just beyond, the beautifully refreshed kitchen offers sleek dark cabinetry, modern wood-look plank flooring, a stainless-steel double sink, and bright white appliances, ready for you to personalize to your taste. You’ll also find a crisp, updated bathroom showcasing classic white wainscoting, modern fixtures, and a glass-enclosed corner shower. Step outside to discover an expansive rear deck—a perfect spot for outdoor entertaining, summer barbecues, or simply relaxing while overlooking the generous, open backyard. One of the standout features of this property is the fantastic detached garage, complete with a built-in workbench and rustic wood-paneled interior, offering incredible potential for a workshop, hobby space, or ample storage. An additional storage shed in the yard provides even more convenience for all your outdoor equipment. Enjoy the best of country living with unbeatable access to everything the Hudson Valley and neighboring Berkshires and Copake Lake have to offer. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,447 | $1,894 |
| Total Monthly Payment | $1,665 | $1,740 | $2,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.