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Welcome to this beautiful and versatile two-family dwelling located at 40 Creston Place (aka 55 Cebra Ave), street to street property, offering the perfect blend of privacy, convenience, and modern updates. Nestled on a quiet dead-end street with dedicated parking, and additional garage access from 55 Cebra Ave, this property provides exceptional accessibility to transportation while maintaining a peaceful residential setting. The main home features 2 bedrooms and 3 bathrooms, along with a private den and additional living room, complemented by a garage, private driveway, additional off-street parking, and ample storage. The multi-level apartment includes a separate private entrance, offering excellent flexibility for extended family living or potential rental income. The property has been extensively updated, including connection to city sewer, updated HVAC systems (with a ductless system installed for the apartment), new water tanks, and gutter guards. Exterior enhancements include a beautifully renovated patio with Cambridge pavers, stone veneer siding, and professionally landscaped grounds featuring a rose garden and mature privacy plantings. Interior improvements in the main home include a fully updated kitchen with granite countertops, floor-to-ceiling cabinetry, and newer appliances, along with renovated bathrooms, refinished hardwood floors, and updated windows and doors throughout. The apartment has also been updated with a renovated kitchen, newer appliances, and an upgraded bathroom. This well-maintained and thoughtfully updated property offers both comfort and opportunity in a prime location with great accessibility to Manhattan. Minutes to the SI Ferry, and Restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$818,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $654,400 | $654,400 | $654,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,664 | $3,976 | $5,478 |
| Total Monthly Payment | $4,230 | $4,542 | $6,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.