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NEW PRICE - A wonderful opportunity to live in beautiful Charlotte! Set on over an acre, this thoughtfully updated, move-in ready home is tucked away at the end of a quiet, private dead-end road while still being just minutes from the center of town, Charlotte Central School, Charlotte Beach, Shelburne Beach, and the Old Brick Store, where convenient CVU bus pick-ups and drop-offs are located. Known for its strong sense of community, Charlotte offers year-round local events and gatherings that make this area truly special. The property provides plenty of space for outdoor activities, gardening, relaxing, and entertaining. Several fruit trees grow on the property, including apples and pears, along with blueberry bushes and rhubarb. Inside, the sun-filled living room features a large picture window that brings in abundant natural light. The recently updated kitchen with stainless steel appliances creates a bright and inviting space, while newer flooring throughout the home adds warmth and continuity. Fresh paint gives the interior a clean, refreshed feel so the next owner can move right in and enjoy. Downstairs, you’ll find a spacious family room with a Hearthstone woodstove, along with two additional bedrooms and a half bath, offering flexible living space for guests, hobbies, or a home office. Be sure to review the improvements list to see all the updates the Seller has completed, including newly installed central A/C and a radon mitigation system. The recently insulated and sheet-rocked garage provides excellent storage, while the attached carport offers additional covered space for vehicles, outdoor gear, or recreational toys. Enjoy beautiful sunsets from the back sunporch or relax on the deck overlooking the large, sunny backyard. Schedule your showing today!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/6/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $470 | $470 | $470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,630 | $2,773 | $3,618 |
| Total Monthly Payment | $3,192 | $3,335 | $4,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.