1167 PEARL TREE ROAD, Deltona, FL, 32725 | $399,000

Take advantage of an incredible buyer incentive! With a full-price, the seller is contributing up to $10, 000 toward the buyer’s closing costs or an interest rate buy-down—providing a fantastic opportunity to reduce upfront expenses and make homeownership even more affordable.

Welcome to this beautifully designed home in the desirable Hampton Oaks community, where comfort, style, and functionality come together seamlessly. This inviting residence features a spacious open-concept layout with a stunning kitchen at the center of the home, complete with a large island perfect for entertaining, gathering with family, or enjoying everyday living.

The thoughtfully designed split floor plan offers added privacy, with the owner’s suite tucked away as a peaceful retreat featuring a generous walk-in closet and relaxing atmosphere. Elegant ceramic tile flooring flows throughout the main living areas for both style and easy maintenance, while the bedrooms provide warmth and comfort.

This home also comes equipped with valuable upgrades, including a water softener system, energy-efficient solar panels to help lower utility costs, and a fully fenced backyard offering privacy and plenty of room to relax, entertain, or enjoy outdoor living.

Conveniently located just north of Lake Monroe and the scenic St. Johns River, this property offers quick access to the Lake Mary corridor, one of Central Florida’s major employment centers. You’ll also love being only minutes from the charm of DeLand, known for its boutique shopping, dining, and vibrant arts scene, as well as nearby Blue Spring State Park, where you can enjoy hiking, swimming, fishing, kayaking, and seasonal manatee viewing.

This home perfectly combines modern living, energy-efficient features, desirable upgrades, and an unbeatable location—all while offering a remarkable financial incentive for buyers.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Traditional
  • Year Built: 2022
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,890
  • Acreage: 0.16
  • Est. Taxes: $6,024
  • HOA Fee: $212 Quarterly
  • Lot Desc: Cleared, City Lot
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6395448
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/O6395448/1167pearltreeroad_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 8:17:08 PM)
Listing courtesy of COSME REALTY AND INVESTMENT INC   Phone: 352-801-8439

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1167 PEARL TREE ROAD, Deltona, FL, 32725

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $502 $502 $502
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,912 $1,991 $2,606
Total Monthly Payment $2,489 $2,568 $3,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.