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DEEP WATER is the defining advantage at 1002 Whitfield Point. Even with Lake Hartwell sitting at historically low levels, this dock remains in no less than 30 FEET OF WATER, an extraordinary distinction in today’s market. The grandfathered DOUBLE DECKER DOCK is the kind of lake feature buyers dream about, designed for boat days, swimming, entertaining, and gathering everyone together at the water’s edge. From the back of the home, 2 SCREENED IN PORCHES and a sun deck frame wide HORIZON SUNRISE VIEWS across the lake, creating a beautiful setting for quiet mornings, lively weekends, and sunset evenings. With NO HOA and SHORT TERM RENTALS ALLOWED, the property offers flexibility for personal enjoyment, rental potential, or both. Raines at Stone Creek is just across the cove by boat or a quick golf cart ride, while Stone Creek Golf Course is only a half mile away with pool membership available. This is the quintessential Lake Hartwell home, built for deep water, easy living, and memories made well.
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Our Executive Mortgage Banker:
$999,626
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,701 | $799,701 | $799,701 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.086% | 6.183% |
| Monthly Tax Payment | $184 | $184 | $184 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,667 | $4,795 | $6,748 |
| Total Monthly Payment | $4,943 | $5,071 | $7,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.