2448 ROSA LANE, Punta Gorda, FL, 33950 | $499,000

Under contract-accepting backup offers. PUNTA GORDA ISLES!! BEAUTIFUL 3 BEDROOM, 3 BATH, 2-CAR GARAGE WATERFRONT POOL HOME WITH SAILBOAT ACCESS MINUTES TO CHARLOTTE HARBOR LEADING TO THE GULF! Beautiful landscaping and curb appeal set the tone for what awaits inside. Beach house vibes, featuring light, airy colors, tongue & groove ceilings, plantation shutters, and tile flooring throughout. The charming entryway leads you to a spacious living room that flows into a formal dining area, while the kitchen remains thoughtfully separated for added functionality. Updated kitchen has white cabinetry, natural stone countertops, tile backsplash, stainless steel appliances, a pass-through window, and a built-in pantry and buffet with display cabinets for plenty of storage. Generous primary bedroom has access to the lanai and an ensuite bath complete with an updated vanity with dual sinks, and tile walk-in shower. Designed with privacy in mind, the split floor plan includes two additional guest bedrooms and bathrooms. One of the bedrooms serves as a guest ensuite, offering direct access to the lanai and pool area, and is complemented by a custom closet and bathroom. Step outside to discover an outdoor paradise perfect for entertaining or relaxing. The covered paver lanai features a heated, screened pool, all overlooking a fenced-in backyard. Enjoy peaceful views along the quiet canal, ideal for fishing, kayaking, or paddleboarding, with the potential to add a future dock with a lift. Boating enthusiasts will love the convenience of being just 5 minutes to open water, making every day feel like a vacation. Additional highlights include new hot water heater (2026), new stove (2026), new washer and dryer (2026), refrigerator (2021), newer roof (2023), new pool heater & pump, PGT windows and automatic roll-down hurricane screen on lanai. Located in popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks, as well as easy access to the SWFL gulf beaches. Don't miss your chance to own this waterside treasure! Schedule your private showing today!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120 x 80 x 120
  • Laundry: Inside
  • Year Built: 1974
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,595
  • Acreage: 0.22
  • Lot Size: 80 x 120 x 80 x 120
  • Est. Taxes: $7,323
  • Lot Desc: Landscaped
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: C7521169
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/C7521169/2448rosalane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2026 11:32:08 PM)
Listing courtesy of COMPASS FLORIDA   Phone: 941-205-8478

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2448 ROSA LANE, Punta Gorda, FL, 33950

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.313% 6.487% 5.614%
Monthly Tax Payment $610 $610 $610
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,361 $2,490 $3,235
Total Monthly Payment $3,046 $3,175 $3,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.