90 SW 3rd Street, #4301, Miami, FL, 33130 | $650,000

Experience 43rd-floor living at The Ivy, a gated community on the Miami River steps from Brickell City Centre. This renovated 2-bed, 2-bath residence offers panoramic skyline and river views, a bright southern exposure, and a split floor plan ideal for privacy or a dedicated workspace. Recent updates include new flooring, upgraded finishes, and a glass-enclosed jacuzzi in the primary suite—an uncommon feature in this price range. The home features impact windows, a spacious balcony, and a move-in-ready interior designed for low-maintenance living. The Ivy provides resort-style amenities, including a pool, spa, fitness center, business center, and 24/7 security, along with riverfront walking paths. Its central location provides immediate access to dining, shopping, and transportation while maintaining a quiet, private setting away from Brickell’s congestion. This residence is ideal for professionals, investors, or anyone seeking a modern, secure, and highly walkable urban lifestyle. Recent upgrades include new flooring, updated finishes, and a fully permitted glass-enclosed jacuzzi in the primary suite. The Ivy is a gated community with 24/7 security, riverfront walking paths, and resort-style amenities. Buyer to verify association fees, application timelines, and pet restrictions. Easy to show with short notice.

Features

  • Parking: Assigned, Covered
  • Heating: Central
  • Cooling: Central Air
  • Levels: 45
  • Amenities: Billiard Room, Cabana, Elevator(s), Fitness Center, Other, Picnic Area, Pool, Sauna, Spa/Hot Tub, Business Center, Community Room, Kitchen Facilities, Maintenance
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: IVY CONDO
  • Year Built: 2008
  • Common Charge: $1,166 Monthly
  • Approx Sq. Feet: 1,093
  • Est. Taxes: $8,552
  • View: Skyline, Water, River
  • Adult Communities: Yes
  • Elem. School: Frederick Douglass
  • Middle School: Jose De Diego
  • High School: Booker T. Washington
  • Pet Policy: No
  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Oven, Other, Refrigerator, Washer
  • MLS#: A11987377
  • Website: https://www.raveis.com
    /prop/A11987377/90sw3rdstreet_miami_fl?source=qrflyer
All listings featuring the BMLS logo are provided by BeachesMLS Inc. This information is not verified for authenticity or accuracy and is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Costantino DiPaterioLicensed Real Estate Salesperson

914.409.7060

Costantino.DiPaterio@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Jennifer HartRegional Sales Manager, William Raveis Insurance

978.457.6220

Jennifer.Hart@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

90 SW 3rd Street, #4301, Miami, FL, 33130

$650,000

Costantino DiPaterio

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.409.7060

Costantino.DiPaterio@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.952%
Monthly Tax Payment $713 $713 $713
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,283 $4,318
Total Monthly Payment $3,919 $4,088 $5,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.