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Experience true waterfront living at Charles Cove, one of the area's most sought-after gated communities with pool, tennis, scenic boardwalk, and direct water access. Calf Pasture beach is in walking distance and well as a dog park. This exceptional 3-bedroom, 3-bath townhouse offers a private 62' dock (B-18) just steps from your deck-wake up and see your boat right from your bed. Perfect for boating enthusiasts, this is a rare opportunity to enjoy the convenience of having your vessel outside your door. Inside, the home is move-in ready and designed for comfort, style, and entertaining. A Deane kitchen with premium cabinetry and wine fridge flows into spacious dining and living areas with Brazilian cherry floors, custom built-ins, a wood-burning fireplace, and sliding doors that open to a sun-filled deck with sweeping sunset views over the water. Whether hosting friends or enjoying a quiet evening, the open layout seamlessly blends indoor and outdoor living. The first-floor primary suite is a private retreat with spa-like finishes, including marble details, a steam shower, Bain Ultra air-jet tub, heated floors, and triple-paned windows with built-in blinds. Each bedroom features its own ensuite bath, offering privacy for family and guests, with flexible options on both the first and second floors. Upstairs, a spacious guest suite and a light-filled third-floor loft with skylights and abundant storage provide versatility for additional bedrooms, a home office. Life at Charles Cove combines the tranquility of waterfront living with the convenience of a gated community. Enjoy boating, kayaking, and paddleboarding right from your dock, afternoons by the pool, matches on the tennis courts, or peaceful walks along the boardwalk. All of this, just minutes from SoNo's vibrant dining, shopping, and entertainment, plus Metro-North for easy access to New York City. Please see Confidential Agent remarks for explanation of all taxes and dues
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Remodeled,Bedroom Suite,Full Bath,Wall/Wall Carpet | 8.0 x 12.0 | Lower |
| Bedroom 2 | Remodeled,Skylight,Vaulted Ceiling,Bedroom Suite,Wall/Wall Carpet | 15.0 x 13.0 | Upper |
| Dining Room | Remodeled,Vaulted Ceiling,Combination Liv/Din Rm | 8.0 x 13.0 | Upper |
| Kitchen | Remodeled,Dining Area,Pantry,Hardwood Floor | 8.0 x 25.0 | Upper |
| Living Room | Remodeled,Cathedral Ceiling,Balcony/Deck,Combination Liv/Din Rm,Fireplace,Hardwood Floor | 15.0 x 21.0 | Upper |
| Loft | Remodeled,Skylight,Vaulted Ceiling,Ceiling Fan,Walk-In Closet | 24.0 x 12.0 | Upper |
| Primary BR Suite | Remodeled,Balcony/Deck,Bedroom Suite,Steam/Sauna,Sliders,Walk-In Closet | 15.0 x 14.0 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,240 | $1,240 | $1,240 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,046 | $7,650 | $10,596 |
| Total Monthly Payment | $8,411 | $9,015 | $11,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.