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Welcome to Residence 4C at River Gardens, a well-maintained and financially sound, pet-friendly co-op in the heart of Forest Hills. This centrally located community offers four landscaped mid-rise buildings with amenities including an indoor parking garage ($125/month, waitlist), full-time superintendent and staff, on-site laundry, storage options, and an updated lobby, all just moments from the M and R subway lines, express bus service to Manhattan, Austin Street shopping and dining, Station Square, Forest Hills Gardens, the West Side Tennis Club, LIRR access, and major highways and airports. Inside, the apartment features a spacious and thoughtfully designed layout with great natural light throughout, thanks to windows in every room. A private entry foyer with a coat closet leads into a large, flexible space that can easily function as a dining area, home office, or additional living space, complete with its own closet. The expansive living room offers plenty of room for both relaxing and entertaining, while the renovated, windowed eat-in kitchen includes stainless steel appliances, generous counter space, ample cabinetry, and a dishwasher. The corner bedroom benefits from dual exposures and comfortably fits a king-size bed with additional furnishings, and the home is completed by a clean, windowed bathroom with a tub/shower combination. Additional features include hardwood floors, crown moldings, smooth walls, and multiple closets throughout. Building policies include a 20% minimum down payment, 28% maximum DTI, no flip tax, maintenance that covers taxes and all utilities except electric, subletting permitted after two years with board approval, dogs allowed up to 35 pounds with board approval, and a standard board application and approval process.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,355 | $1,389 | $1,827 |
| Total Monthly Payment | $1,430 | $1,464 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.