78 The Concourse Drive, Kinderhook, NY, 12130 | $775,000

Welcome to Tansy Cottages at Kinderhook Lake, a circa 1920s waterfront compound on the shores of Kinderhook Lake in Columbia County. With 81 feet of private frontage and a brand new boat dock, life here unfolds across three distinct tiers: a main living level, a bluestone terrace with an outdoor seasonal kitchen, and a beachfront dock level. Five structures in total, including the main cottage, three cabins, and a detached two-car garage, create a flexible compound suited for a retreat, a creative hideaway, or an income-producing vacation rental. The main cottage carries the vintage character of a 1920s lake house: tongue-and-groove ceilings, original light fixtures, and a refurbished vintage cast iron sink, brought fully up to date with central air, underground electrical, and modern finishes that add comfort without compromising character. The single-level layout opens into a generous dining area that flows into the updated kitchen, appointed with soapstone and quartz countertops. The living room leads to a summer sleeping porch with lake views, two bedrooms, a full bath, half bath, and a dedicated laundry room. Three cabins extend the compound across the property: a guest bedroom cabin; a dedicated studio suited to an office or artist's retreat; and a spa-style bathhouse cabin with a full bath, soaking tub, shower, and washer and dryer. The outdoor seasonal kitchen, equipped with a heater, sink, and stove, makes the bluestone terrace a natural gathering place through the warm months, with a cedar deck, front porch, and additional terracing stepping down toward the water. The shoreline is gentle and accessible, with an easy launch for kayaks, canoes, and paddleboards and a new dock ready for a boat of your choice. Kinderhook Lake is a stocked freshwater lake with maintained water quality, popular for fishing, water skiing, and paddling. The property has no HOA, sits on a newly installed septic system, and is served by a brand new well pump installed in December 2025. The New York State Rail Trail runs directly alongside the property, offering year-round biking and walking from the front door. The surrounding region deepens the appeal through every season. The village shops, cafes, and restaurants of Kinderhook are ten minutes away, including Morning Bird Cafe, Isola, the Jack Shainman Gallery at The School, and Samascott Orchards. Main Street Valatie is five minutes, Hudson is twenty, and Albany is thirty, placing the property at an easy and central point within the Hudson Valley. The Amtrak station in Hudson offers train service to New York City in under two hours.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Cottage
  • Year Built: 1920
  • Garage: 2-car
  • Heating: Natural Gas, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 1,542
  • Acreage: 0.39
  • Est. Taxes: $5,474
  • Lot Desc: Views, Waterfront
  • View: Lake, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Ichabod Crane Elementary School
  • Middle School: Ichabod Crane Middle School
  • High School: Ichabod Crane Senior High School
  • School District: Ichabod Crane (Kinderhook)
  • Appliances: Convection Oven, Dryer, Gas Oven, Gas Range, Microwave, Refrigerator, Washer
  • MLS#: 978383
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/978383/78theconcoursedrive_kinderhook_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOULIHAN LAWRENCE, INC   Phone: 518-822-0300

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

78 The Concourse Drive, Kinderhook, NY, 12130

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.403% 6.431% 5.668%
Monthly Tax Payment $456 $456 $456
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,713 $3,817 $5,025
Total Monthly Payment $4,261 $4,365 $5,573

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.