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Positioned along a freshwater lake, the screened pool terrace becomes the defining feature of this residence, offering open water views and a setting designed for daily living and entertaining. Welcome to 8616 Ibis Cove Circle, a single-family residence in the gated community of Ibis Cove in Naples. Offering three bedrooms, two baths and 1, 597 square feet, the home features a great room floor plan that seamlessly connects interior living areas to the outdoor environment. The well-appointed kitchen is finished with quartz countertops and is centrally located to serve the main living and dining spaces. The primary suite is oriented toward the lake and includes a walk-in closet and water views. Two additional bedrooms provide flexibility for guests or workspace. Recent improvements include a roof and gutters completed in 2023, an air-conditioning system installed in 2023 and Storm Smart shutters added in 2021. Additional enhancements include whole-home surge protection, updated interior lighting and fans, pool cage rescreen, outdoor lighting, a hardwired Tesla charger, garage storage racking and a security system with exterior cameras. Ibis Cove offers a gated entry and a range of resident amenities, including a clubhouse of approximately 5, 000 square feet, heated Olympic-size pool and spa, fitness center, tennis courts, playground, billiards and card rooms, library and community gathering spaces. The community includes more than 19 acres of lakes with fountains and maintains low homeowners' association fees. Near Gulf Coast High School and zoned for Laurel Oak Elementary and Oakridge Middle School, the property offers convenient access to local schools and daily amenities.
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $244 | $244 | $244 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,655 | $3,488 |
| Total Monthly Payment | $2,922 | $2,991 | $3,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.