1st YEAR INTEREST RATE of 5. 25% or $5, 700 TOWARDS BUYERS CC. Essentially this is a BRAND-NEW condominium in a highly desirable St. Johns County location near the ocean, shopping, dining, and within the A-rated Ponte Vedra school district. This unit has just completed a full, top-to-bottom renovation with fresh coastal finishes throughout. Updates include all new electrical wiring, ceiling fans and light fixtures, new drywall with knock-down ceilings, new flooring, a new fireplace, and a brand-new HVAC system. The kitchen features new cabinetry, sink and disposal, refrigerator, microwave, and dishwasher. Bathrooms have been completely rebuilt with new tubs, sinks, toilets, plumbing, cabinetry, and fixtures. Move-in ready with no detail overlooked. Community amenities include a pool and tennis courts. Click on more. An exceptional opportunity for a primary residence, second home, or investment property in one of Northeast Florida's most sought-after areas. Welcome to a truly turnkey condominium that feels essentially brand new, located in one of the most sought-after communities in St. Johns County. Perfectly positioned near the ocean, popular dining and shopping destinations, and within the highly acclaimed Ponte Vedra A-rated school district, this residence offers both lifestyle and location in one exceptional package. This condominium has just undergone a comprehensive, top-to-bottom renovation, thoughtfully designed with a fresh coastal vibe and modern finishes throughout. Every major system and surface has been updated, allowing you to move in with complete confidence and zero renovation hassle. The interior features all new electrical wiring, along with stylish new ceiling fans and light fixtures that enhance both form and function. Brand-new drywall with smooth knock-down ceilings creates a clean, contemporary feel, while new flooring throughout ties the space together with a light, coastal aesthetic. A newly installed fireplace adds warmth and character, creating a perfect focal point for relaxing evenings or entertaining guests. The kitchen has been fully reimagined with new cabinetry, a new sink and disposal, and a complete suite of stainless appliances including a refrigerator, microwave, and dishwasher making it as functional as it is inviting. Bathrooms have been completely rebuilt as well, featuring new bathtubs, sinks, toilets, plumbing, cabinetry, and fixtures, delivering a spa-like experience with modern convenience. Comfort is ensured year-round with a brand-new HVAC system, providing energy-efficient climate control and peace of mind for years to come. Beyond the unit itself, residents enjoy access to desirable community amenities including a community pool and tennis courts, ideal for embracing an active, low-maintenance lifestyle. Whether you're seeking a primary residence, second home, or investment opportunity, this property offers outstanding value in a prime coastal location. With nothing left to update and every detail thoughtfully addressed, this is a rare opportunity to own a completely renovated condominium in Ponte Vedra just minutes from the beach and surrounded by everything that makes coastal Northeast Florida living so desirable. Schedule your private showing today and experience the difference of a truly move-in-ready home.
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|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $265,200 | $265,200 | $265,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $26 | $26 | $26 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,588 | $1,675 | $2,185 |
| Total Monthly Payment | $1,689 | $1,776 | $2,286 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.