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Bright, beautifully maintained, and quiet, this two-bedroom home is located in a well-run HDFC cooperative with strong financials. Ideally situated just two blocks from Central Park, the apartment also benefits from an exceptionally low monthly maintenance of $412. Freshly painted and filled with natural light, the home spans the full width of the building, featuring both eastern and southern exposures that illuminate the space throughout the day. A gracious entry with coat closet opens into a spacious living room creating an inviting and welcoming atmosphere. High ceilings and abundant closet space are found throughout. The windowed kitchen is thoughtfully laid out with full-sized appliances and generous cabinet space, making it both functional and inviting for everyday use. The primary bedroom comfortably accommodates a king-sized bed and features two windows along with ample closet space. The second bedroom, also with its own closet, is well-suited for a queen-sized bed and enjoys soft, serene natural light. Located at 242 West 112th Street, the building sits in the heart of Morningside Heights, moments from Central Park, Columbia University, and St. Luke’s Hospital. Convenient access to the B/C and 2/3 subway lines provides seamless connectivity throughout the city. SUPER LOW MAINTENANCE at only $412 per month. -Laundry in basement, Super nearby, Video Intercom, Bike storage (included). -Washer/dryers in unit are allowed with board approval -Co-Purchasing by parent is not allowed. Owner must be primary. -Gifting OK (Purchaser Must Qualify Independently With Employment) -No Pied-A-Terre -Non-Smoking Building Pets allowed. Up to two cats or small dogs (under 20 lbs) are allowed . Medium/large dogs require board approval. **HDFC Income restrictions apply - 120% AMI ** (Household Income Restrictions Based Upon Household Size) 1 person: $136, 080 2 People: $155, 520 3 People: $174, 960 4 People: $194, 400 Don't miss out. . . Call now!
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $3,026 | $3,947 |
| Total Monthly Payment | $2,962 | $3,118 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.