Welcome home to this well-maintained 2-bedroom, 1. 5-bath ranch that lives like a 3-bedroom, offering over 1, 400 sq ft of comfortable living space in the Wappingers Central School District, just minutes to the New Hamburg train station. As you arrive, the newly paved driveway leads to the lower-level entrance through beautiful french glass doors. This level features a spacious family room with warm tile floors and a built-in bar—perfect for entertaining or relaxing. You’ll also find a laundry room, half bath, utility room with ample storage, and a versatile bonus room with wood floors ideal for a home office, den, or flex space. Upstairs, the heart of the home welcomes you with an open, updated kitchen featuring solid wood cabinetry, granite countertops, a neutral backsplash, and updated stainless steel appliances. The adjoining living room continues the warm feel with wood flooring and an easy flow for everyday living. This level also offers a full bath and two generously sized bedrooms, finished in soft, neutral tones and ready for your personal touch. Step outside to a 900+ sq ft block patio, ideal for outdoor entertaining, overlooking a flat, expansive backyard with plenty of room to relax, play, or garden. A wonderful opportunity offering flexible living spaces inside and out. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $502 | $502 | $502 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,121 | $2,776 |
| Total Monthly Payment | $2,588 | $2,698 | $3,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.