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Welcome to this well-maintained 3-bedroom, 1. 5-bath home located in the highly sought-after Rhinebeck School District. This charming property features a spacious two-car detached garage and a private, fenced-in backyard, complete with a beautiful deck thats perfect for relaxing or entertaining. As you enter the home, you’ll be impressed by the inviting family room, highlighted by a freestanding gas stove that serves as a warm and cozy focal point. The eat-in kitchen offers, a stylish tile backsplash, and rich wood cabinetry, along with a gas stove and a generously sized pantry for all your storage needs. The main level also features an updated full bathroom with a beautifully tiled shower, along with a conveniently located washer and dryer, all situated near three generously sized bedrooms. The finished basement provides additional living space, featuring a full laundry room or utility room with ample storage, a half bathroom, and room for future expansion. Ideally located near the Taconic State Parkway, this home is just a short drive to the shops, dining, and charm of the Village of Rhinebeck. With low taxes and a prime location, this is an opportunity you won’t want to miss!
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $366 | $366 | $366 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,071 | $2,711 |
| Total Monthly Payment | $2,405 | $2,512 | $3,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.