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Presented by
Lisa Sweeney & Team - Lisa Sweeney |
PRICE IMPROVEMENT. . . Welcome to this charming two-bedroom, two bath home nestled in Spanish Trails West, a 55 plus Co-Op community. STW is a HOA community desired not only for its close proximity to shopping, restaurants, parks, entertainment, place of worship, and medical centers, it's also known for its affordable monthly HOA fee of $142. 00, which includes lawn maintenance, trash, internet, and cable TV. Residents enjoy community amenities such as clubhouse, swimming pool, tennis/ pickleball court, indoor shuffleboard, a fenced dog park and a RV/ boat storage lot.
The home's roof was replaced with TPO membrane in 2021, along with the mobile home's power pole box. The driveway allows two vehicles parked with one beneath the carport. Enjoy mornings in your Florida room having family or friends over for coffee. Bring your creative touch with a little TLC and make this cottage your dream home. Spanish Trails West is a friendly and active community waiting for you to call HOME.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$109,900
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.558.7606
Lisa.Sweeney@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $87,920 | $87,920 | $87,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $54 | $54 | $54 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $541 | $555 | $730 |
| Total Monthly Payment | $670 | $684 | $859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.