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Welcome to this cash-focused living opportunity in the heart of Clearwater, offering a cozy lifestyle with long-term potential, investment appeal, and plenty of room for personalization. This home presents a great opportunity for a buyer looking to step into a space that is comfortable and livable now, while having the ability to add value over time through thoughtful updates and improvements.
Inside, you’ll find a bright and inviting layout with new flooring throughout the main living areas and fresh interior paint that gives the home a clean, move-in ready feel. The large living space is filled with natural light and offers flexibility for both everyday living and entertaining, while the guest bedroom features updated tile-style flooring for a modern, low-maintenance finish.
The home also includes solar panels, adding an energy-efficient feature with the potential to help reduce monthly utility costs. With solid bones and key updates already in place, this home is well-suited for a buyer who appreciates immediate comfort with the option to enhance and customize over time.
Both bathrooms showcase charming original vintage tile, adding a timeless and stylish touch that reflects the character of the home, while also offering an opportunity for personalization. The spaces are ready for new vanities, allowing the next owner to select their own finishes and create a look that fits their style.
The home offers a generous yard, ideal for relaxing, pets, or creating your own outdoor space, with recent exterior improvements that open up the space and enhance overall curb appeal. There is plenty of room to expand on landscaping or design an outdoor setting that matches your vision.
The kitchen includes a refrigerator and dishwasher approximately 3 years old and a stove approximately 5 years old, all included with the home, while the washer, dryer, and microwave are not included.
Seller is willing to offer a credit toward bathroom vanities or additional cosmetic updates such as flooring or landscaping, giving buyers flexibility to make the home their own.
Conveniently located near Clearwater Beach, St. Pete–Clearwater International Airport, and major roadways including US Highway 19 and Gulf to Bay Boulevard, with easy access to shopping, dining, and everyday conveniences, this home is a strong opportunity for buyers seeking a comfortable space today with the ability to create something even more special over time.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,398 |
| Total Monthly Payment | $2,162 | $2,233 | $2,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.