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2661 CYPRUS DRIVE, Palm Harbor, FL, 34684 | $2,479,000
Pre-Construction. To be built. Set on nearly 3 acres with over 300 feet of Lake Tarpon shoreline, this is a rare opportunity to bring a custom-designed waterfront estate to life.
Tucked beyond private gates at the end of a quiet cul-de-sac, the privacy and lakefront setting are truly exceptional.
The proposed home reflects a timeless coastal aesthetic, with a crisp white brick façade complemented by dark roofing and warm wood accents, creating a refined and inviting home. Front-facing gables add dimension and architectural character, while the arched entryway introduces a subtle softness that elevates the overall design.
Windows invite natural light and reinforce the connection between the home and its waterfront setting. A side-entry garage preserves the integrity of the front elevation, while landscaping enhances the home.
Inside, the first floor centers around a spacious great room that opens seamlessly to the outdoor living areas, creating a natural extension toward the water. A private owner’s suite offers a quiet retreat, while a dedicated office or optional bedroom adds flexibility. The expansive kitchen and main living areas are designed for effortless everyday living and elevated entertaining.
Upstairs, additional bedrooms are paired with a spacious game room and flexible living space, ideal for guests or multigenerational living.
The setting itself is what truly sets this property apart. From the moment you enter, the homesite opens to panoramic water views, mature trees, and the calm, private ambiance of Lake Tarpon. A 6, 000 lb boat lift, open dock with electric and water, and direct access to one of the area’s most sought-after freshwater lakes allow for year-round boating, fishing, and recreation directly from your backyard.
Opportunities that combine land, location, and a clear path to build are increasingly rare. This is not just a homesite, it’s a vision ready to be brought to life.
Full home plans are available, while still allowing buyers the opportunity to personalize their selections. Exact build specifications to be determined between Buyer and Developer.
All site visits must be scheduled in advance. Please do not enter the property without prior authorization.
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 4 full / 1 half
- Laundry: Inside, Laundry Room
- Year Built: 2026
- Garage: 3-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,734
- Acreage: 2.89
- Est. Taxes: $5,783
- Appliances: Other
- MLS#: TB8490955
- Days on Market: 86 days
- Website: https://www.raveis.com
/eprop/TB8490955/2661cyprusdrive_palmharbor_fl?source=qrflyer
Listing courtesy of SOUTHERN LIFE REALTY Phone: 727-642-1758
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2661 CYPRUS DRIVE, Palm Harbor, FL, 34684
$2,479,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,983,200 | $1,983,200 | $1,983,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $482 | $482 | $482 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,573 | $11,890 | $16,735 |
| Total Monthly Payment | $12,180 | $12,497 | $17,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388