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Presented by
Ivona Tutak |
OCEAN REEF - Perfectly positioned on a cul de sac within an impeccably maintained 11-unit Townhouse community in the coveted Fairfield Beach area, 3 Ocean Reef Drive offers refined coastal living at its best. Beautifully updated and filled with natural light, this exceptional residence features two to three bedrooms and three-and-a-half baths, thoughtfully designed for both comfort and style. Sun-drenched open interiors flow seamlessly from the inviting living room-complete with fireplace-onto an expansive deck, creating an ideal setting for relaxing or entertaining. The stunning designer kitchen is the heart of the home, featuring exceptional finishes and an adjoining, spacious dining area perfect for gatherings. This serene retreat is just minutes from Penfield Pavilion, beautiful beaches, South Benson Marina, and vibrant Fairfield Center with its wide array of dining, shopping, cultural attractions, and recreational venues. Convenient train service to and from New York City completes the appeal of this exceptional Fairfield location. Entrance Hall. Main Level - Living Room with hardwood flooring, wood-burning fireplace, and sliding doors opening onto an expansive Deck. Designer Kitchen with hardwood flooring features Quartz countertops, subway tile backsplash, Center Island with Breakfast Bar, plentiful cabinetry, great lighting, and Pantry storage extending onto very spacious Dining Area. Stainless steel appliances include: PLEASE OPEN ADDENDUM FOR FURTHER DESCRIPTION. Cafe style Refrigerator/Freezer, Induction Range with Convection Oven and Hood, Microwave, Dishwasher, and Disposal. Powder Room with 12" X 24" Porcelain tile flooring and marble top vanity. Upper Level - Primary Bedroom with vaulted ceiling and fan, two double closets, lovely bay window, and eave storage. Primary Bath with tile flooring and Tub/Shower. Bedroom. Full Bath with tile flooring, oversized Shower, and granite top vanity. Hall Linen Closet. Scuttle to Attic. Lower Level - Bedroom or Office with door to exterior. Full Bath with tile flooring, Shower with beach stone floor, and granite top vanity. Laundry with oversized side-by-side Whirlpool Washer and Dryer. Mud Room with Cedar Closet. Mechanicals. One Car Attached Garage with EV Charging Outlet. Driveway Parking Space and One Designated Parking Space. Central Air-conditioning / Gas Heat. Lower Level Gas Heat with auxiliary Electric Baseboard Heat.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Eat-In Kitchen | Breakfast Bar,Quartz Counters,Dining Area,Island,Pantry,Hardwood Floor | Main |
| Full Bath | Stall Shower,Tile Floor | Upper |
| Full Bath | Stall Shower,Tile Floor | Lower |
| Half Bath | Tile Floor | Main |
| Living Room | Balcony/Deck,Fireplace,Sliders,Hardwood Floor | Main |
| Office | Lower | |
| Primary Bath | Tub w/Shower,Tile Floor | Upper |
| Primary Bedroom | Bay/Bow Window,Vaulted Ceiling,Ceiling Fan | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$795,000
Sales Associate
William Raveis Real Estate
Phone: 203.561.0216
Ivona.Tutak@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,813 | $3,968 | $5,239 |
| Total Monthly Payment | $4,683 | $4,838 | $6,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.