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8 Housman Street, Danbury, CT, 06810 | $545,000
Charming Classic New England Cape Cod featuring 4 bedrooms and 2 full bathrooms offering timeless appeal and versatile living. The upper level provides an ideal set-up for in-law or guest accommodations adding flexibility to suit your needs. A bright breezeway connects the home to the oversized one car garage and access to the large deck. The kitchen, dining room and living room flow nicely for easy entertainment. The full, clean unfinished basement offers excellent storage or future expansion potential. Outside, enjoy the beautifully maintained landscaping, a spacious deck perfect for entertaining, and a fenced yard ideal for privacy. A wonderful opportunity to own a well-cared for home with classic character and modern comfort. Enjoy the convenience of city water and sewer, along with central air, efficient natural gas heat and an additional washer & dryer on the second floor. Ideally located close to parks, schools, shopping, restaurants, golf courses and highways for commuters. This great home is loved by the current owners and ready for the new owners to love!
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Laundry: Lower Level,Upper Level
- Style: Cape Cod
- Year Built: 1954
- Garage: 1-car Tandem,Attached Garage,Paved,Driveway
- Heating: Hot Water
- Cooling: Central Air
- Basement: Full,Unfinished,Heated
- Above Grade Approx. Sq. Feet: 1,755
- Acreage: 0.35
- Est. Taxes: $6,032
- Lot Desc: Fence - Partial,Level Lot,Sloping Lot
- Elem. School: Per Board of Ed
- Middle School: Rogers Park
- High School: Danbury
- Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24153428
- Website: https://www.raveis.com
/prop/24153428/8housmanstreet_danbury_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: (203) 790-9500
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | 9.9 x 13.0 | Main |
| Bedroom 2 | Vaulted Ceiling,Full Bath,Laundry Hookup,Wall/Wall Carpet | 17.1 x 19.3 | Upper |
| Bedroom 3 | Vaulted Ceiling,Wall/Wall Carpet | 9.9 x 13.0 | Upper |
| Dining Room | Laminate Floor | Main | |
| Kitchen | Granite Counters,Dining Area,Double-Sink,Patio/Terrace,Laminate Floor | 12.0 x 19.1 | Main |
| Living Room | Bay/Bow Window,Wall/Wall Carpet,Hardwood Floor | 13.8 x 19.1 | Main |
| Primary Bedroom | Hardwood Floor | 11.4 x 13.8 | Main |
| Sun Room | Concrete Floor | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
8 Housman Street, Danbury, CT, 06810
$545,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $436,000 | $436,000 | $436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,611 | $2,720 | $3,560 |
| Total Monthly Payment | $3,206 | $3,315 | $4,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524