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***Highest and Best Offer Due by Tuesday, April 14th by 7 pm***** Spacious two-family home set on a desirable corner lot, enhanced by a charming white picket fence, an oversized side yard, and a detached two-car garage with a brand-new roof-matching the newly installed roof on the main house for added peace of mind. This well-maintained property also features newer windows, adding to its overall value and efficiency. Each unit offers a welcoming foyer entry that leads into a generously sized living room, a formal dining room, and an eat-in kitchen complete with white cabinetry and stainless steel appliances. Both the first and second floors share identical layouts, including three well-proportioned bedrooms, a convenient laundry/pantry area, and a full bath appointed with a marble vanity. The attic, currently accessed by hatch, offers high ceilings and excellent potential to be finished into additional living space with the future addition of a full staircase. Additional highlights include separate utilities, hardwood flooring throughout, ceramic tile in kitchens and baths, and recessed lighting. Located in a quiet setting, this property is ideal for both owner-occupants and investors. Won't Last!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $691 | $691 | $691 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,866 | $2,451 |
| Total Monthly Payment | $2,584 | $2,632 | $3,217 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.