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Presented by
Kimberley Vitale |
235 State St, #111, Springfield, MA, 01103 | $255,000
History and beauty combine in the old Springfield Classical High School. Spacious first floor condo with its own patio space with a private entrance. This charming condo includes a 3-season room, coffee/tea nook, an office nook, potential space for an office/extra sleeping space and an unheard-of huge amount of storage under the living room. Entertain effortlessly in your open concept living space, cook on your grill on your private patio or head out on the city for great food and experiences. Take just a few steps out to your deeded parking spot to hop in your car and enjoy easy access to MGM, 91 and all that Springfield offers! Convenient newer washer dryer tower 12/2024, condo complex has pet areas and you have the possibility to entertain in your own foyer (apo). Affordable housing with access to all. Why rent when you can own!
Features
- Parking: 1-car, Assigned, Common
- Heating: Heat Pump
- Cooling: Heat Pump
- Levels: 1
- Amenities: Public Transportation, Shopping, Medical Facility, Laundromat, Highway Access, Private School, Public School, University
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: First Floor
- Year Built: 1899
- Common Charge: $497 Monthly
- Approx Sq. Feet: 1,350
- Est. Taxes: $3,508
- Appliances: Range, Dishwasher, Disposal, Refrigerator
- MLS#: 73494330
- Website: https://www.raveis.com
/prop/73494330/235statest_springfield_ma?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet | First |
| Kitchen | Flooring - Stone/Ceramic Tile, Dining Area | First |
| Living Room | Open Floorplan | First |
| Master Bedroom | Closet | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kimberley VitaleLuxury Properties Specialist
774.722.1987
Kimberley.Vitale@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
235 State St, #111, Springfield, MA, 01103
$255,000
Kimberley Vitale
Luxury Properties Specialist
William Raveis Real Estate
Phone: 774.722.1987
Kimberley.Vitale@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $204,000 | $204,000 | $204,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,240 | $1,289 | $1,680 |
| Total Monthly Payment | $1,607 | $1,656 | $2,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630