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23 Germain St, Worcester (West Side), MA, 01602 | $975,000
BEST VALUE property with the LARGEST LIVING AREA on market: The magnificent THOMAS BROWN HOUSE boasts 17 rooms, 8-10 bedrooms and 4 full baths in the HAMMOND HEIGHTS section of Worcester's premier WEST SIDE. Old world charm meets modern updates in this elegant colonial revival. You'll love the spacious 5, 500+ sq ft layout with great architectural details like crown mouldings, raised paneled walls, beamed ceilings, pocket doors, arched doorways, five fireplaces, built-ins, stained glass, decorative windows, wainscoting, ceramic tile, hardwood floors and more! Used as a SF, two separate kitchens, living spaces, laundry rooms, and utilities also allow for legal use as a two family. Enjoy the lush vegetation on this low maintenance lot, and the convenience of a two car detached garage with private driveway. Optional front porch can qualify for CPA reimbursement $$$. Bring your pre-approval and your checkbook! *Please note: this home is historic, NOT the district. Alterations are allowed!*
Features
- Town: Worcester
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Public School, University, Sidewalks
- Rooms: 17
- Bedrooms: 8
- Baths: 4 full
- Laundry: Dryer Hookup - Electric, Washer Hookup, Second Floor, Electric Dryer Hookup
- Style: Colonial, Colonial Revival
- Year Built: 1901
- Garage: 2-car Detached
- Basement: Full, Walk-Out Access, Interior Entry, Bulkhead, Sump Pump, Concrete
- Approx Sq. Feet: 5,560
- Acreage: 0.2
- Est. Taxes: $10,283
- Lot Desc: Level
- Appliances: Gas Water Heater, Electric Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
- MLS#: 73493544
- Website: https://www.raveis.com
/eprop/73493544/23germainst_worcester_ma?source=qrflyer
Listing by Sandra J. Edwards courtesy of Edwards Real Estate Phone: 508-320-5947
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood | 13.0 x 12.0 | First |
| Bedroom 3 | Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood | 19.0 x 14.0 | Second |
| Bedroom 4 | Fireplace, Ceiling Fan(s), Closet, Flooring - Hardwood | 13.0 x 12.0 | Second |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Wainscoting, Lighting - Overhead, Crown Molding, Decorative Molding, Pocket Door | 18.0 x 14.0 | First |
| Family Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Crown Molding | 17.0 x 15.0 | First |
| Kitchen | Ceiling Fan(s), Window(s) - Stained Glass, Countertops - Upgraded, Breakfast Bar / Nook, High Speed Internet Hookup, Stainless Steel Appliances, Lighting - Pendant | 15.0 x 14.0 | First |
| Living Room | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Chair Rail, Decorative Molding, Pocket Door | 17.0 x 15.0 | First |
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Decorative Molding | 17.0 x 15.0 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Germain St, Worcester (West Side), MA, 01602
$975,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $857 | $857 | $857 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,368 | $4,739 | $6,530 |
| Total Monthly Payment | $5,317 | $5,688 | $7,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630