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Discover the perfect blend of colonial charm and modern comfort in this 4-bedroom residence. Tucked away in the highly desirable Tides Beach community, this home offers an exceptional opportunity for those seeking a turnkey living experience with deeded beach rights. Pristine Exterior & Major Upgrades – Leave the “to-do” list behind. This home has been meticulously updated from the inside out, providing years of low-maintenance living, including a brand-new architectural roof, new siding for fresh curb appeal, a new septic system, and a full mechanical overhaul. This includes a brand-new Peerless heating system, a high-efficiency hot water heater, and two new Roth oil tanks. Refined Interior Spaces – Designed for both comfortable daily living and effortless entertaining. The Main Level – Features gleaming hardwood floors throughout most of the first floor. The updated kitchen serves as the heart of the home, offering polished granite countertops, stainless steel appliances, and shaker-style maple cabinetry, along with ample workspace for everything from holiday hosting to casual mornings. The Upper Level – Offers four spacious bedrooms, all with wall-to-wall carpeting that creates a warm, quiet, and inviting retreat. There is original hardwood flooring under the carpeting. The Tides Beach Lifestyle – Living in Tides Beach offers a unique Long Island Sound setting. Residents enjoy deeded beach rights, providing convenient access to the shoreline, sunsets, and gentle Sound breezes, along with a well-maintained neighborhood that reflects true pride of ownership. The Beach Association plans many fun events during the season. There are picnic tables, a playground, and restrooms, making a day at the beach a truly enjoyable event. Close to local shopping and restaurants. A short drive to the East End farms, wineries, and beaches. It's a wonderful life in beautiful Rocky Point. Agent’s Note: With major systems already updated and a location in high demand, this colonial presents a rare opportunity. Move right in and start enjoying all it has to offer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $1,252 | $1,252 | $1,252 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,312 | $3,448 | $4,572 |
| Total Monthly Payment | $4,656 | $4,792 | $5,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.