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The seller has received multiple offers and is requesting that Highest and Best offers be submitted by 5 pm on Tuesday, April 7th. A classic 3+ bdrm, 2 full-bath Cape that is just waiting to be personalized by a new owner. Located in the sought-after Shelter Rock neighborhood, this nicely sized home is filled with potential. On the top of Topstone Drive, it boasts hardwood floors throughout the 1st floor, a flexible 2nd level floor plan allowing for a possible 4th bdrm or office, a Bonus Rm on the LL that could be a workshop, gym, 2nd office or In-Law Suite plus a backyard view that is attractive all year round. Upon entering the welcoming front door is the comfortable Living Room with a large picture window that lets in tons of natural light. Adjacent to the LR is the well laid-out Eat-In-Kitchen which boasts room for an ample dining table and includes a large pass-through window allowing for a rare (for a Cape) family-friendly sight-line interaction between the 2 rooms. Just down the hall is a full bath with a tub/shower combo and a generous linen closet, followed by 2 nicely sized light filled bdrms. On the 2nd level there is an impressive Primary Suite with 2 rooms including a full bath with shower, walk-in closet, storage, and it allows for flexible options including two bdrms, a bdrm and an Office, or possibly a bdrm and a Family/Playroom. Aside from the Bonus Rm the walk-out basement includes the laundry, a 2nd refrigerator and lots of storage. Being sold "AS-IS. "
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Main |
| Eat-In Kitchen | Ceiling Fan,Corian Counters,Dining Area,Double-Sink,Vinyl Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Main |
| Full Bath | Stall Shower,Vinyl Floor | Upper |
| Living Room | Ceiling Fan,Hardwood Floor | Main |
| Office | Vaulted Ceiling,Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
| Other | Beams,Built-Ins,Corian Counters,Studio,Vinyl Floor | Lower |
| Primary Bedroom | Vaulted Ceiling,Bedroom Suite,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
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Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $436 | $436 | $436 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,059 | $2,143 | $2,842 |
| Total Monthly Payment | $2,570 | $2,654 | $3,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.