4206 N DOWNING AVENUE, Tampa, FL, 33603 | $489,900

Welcome home to Southeast Seminole Heights — where historic charm, local flavor, and laid-back living all come together. This 1920s craftsman bungalow brings all the character you’d expect, paired with thoughtful updates and features that are seriously hard to find in the Heights.
Step outside and you’re just moments from some of the neighborhood’s go-to spots — grab a beer at Southern Brewing, sushi at Old Heights Bistro, wings at Duffs, or BBQ at Station House. It’s the kind of location that makes everyday living feel a little more fun and a lot more connected.
Inside, the vibe is open, airy, and made for hosting. The massive great room gives you all the space you need for entertaining, whether it’s a low-key night in or a full house with friends. Throughout the home, you’ll find new LVP flooring and custom closet shelving in every bedroom — blending style with everyday function. The primary suite feels like its own retreat, complete with a walk-in closet and a beautifully finished bathroom with newly installed glass shower enclosure.
Out back is where this one really sets itself apart — sitting on over a third of an acre, the fully fenced yard gives you room to spread out, entertain, garden, or just enjoy your own private outdoor space. And in true Seminole Heights fashion, it’s not just charming — it’s practical too, with a rare 2-car garage, a large attached storage shed, brand NEW kitchen appliances, and even EV/Tesla charger wiring already in place.
Big-ticket upgrades have already been handled, including a full air conditioning system (including ducts, and UV light), a durable metal roof, fiber optic internet, and a full ADT security system with smoke and carbon monoxide monitoring — giving you peace of mind from day one.
This is one of those homes that just feels right — classic Seminole Heights charm with a modern edge, more space than you’d expect, and all the right updates already done.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 96 x 140
  • Laundry: In Garage
  • Year Built: 1925
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,444
  • Acreage: 0.31
  • Lot Size: 96 x 140
  • Est. Taxes: $4,889
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8492376
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/TB8492376/4206ndowningavenue_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 1:23:10 AM)

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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4206 N DOWNING AVENUE, Tampa, FL, 33603

$489,900

Drew Josephson

Luxury Properties Specialist

William Raveis Real Estate

Phone: 239.269.7685

Drew.Josephson@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,920 $391,920 $391,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $407 $407 $407
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,256 $2,510 $3,255
Total Monthly Payment $2,738 $2,992 $3,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.