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Pride in ownership is evident in this well cared for, energy efficient home, ideally located at the end of a cul-de-sac near the Middlebury/Waterbury line. Built in 2007, this home offers 1, 460 sq ft of living space plus an additional 384 sq ft of heated lower level space. The inviting exterior features stone veneer accents, a covered front porch, and a welcoming foyer with two coat closets. The main level offers a spacious living room w/hardwood floors that flow seamlessly into the dining area. The dining area opens to a generously sized kitchen featuring an abundance of cabinetry with crown molding, ample counter space, pantry, tile flooring, and stainless steel appliances. In addition, there are 3 generously sized bedrooms with ample closet space & a full hall bath. The primary suite has double closets & a private full bath w/ stand up shower. The lower level adds valuable living space with a family room featuring a propane FP & newer waterproof vinyl flooring (approx. 3 years). Additional lower level features include a laundry area, a walk-in closet w/plumbing for a potential half bath, and direct access to the 2-car garage with a 23x9 workshop/mechanical area. Enjoy outdoor living with a level backyard, paver patio, & storage shed, perfect for entertaining. Additional highlights include C/Air (2019), propane furnace (2019), & solar panels installed October 2025. Conveniently located near highways and local amenities. A wonderful opportunity to own a move in ready home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | 12.0 x 13.0 | Main |
| Bedroom 2 | Wall/Wall Carpet | 11.0 x 15.0 | Main |
| Dining Room | Sliders,Hardwood Floor | 12.0 x 15.0 | Main |
| Family Room | Fireplace | 12.0 x 23.0 | Lower |
| Kitchen | Pantry,Tile Floor | 12.0 x 12.0 | Main |
| Living Room | Hardwood Floor | 13.0 x 20.0 | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | 12.0 x 15.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $758 | $758 | $758 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,911 | $2,126 | $2,757 |
| Total Monthly Payment | $2,744 | $2,959 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.