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Well you've found what you have been waiting for. These units just do not come available very often. Wonderful Dobson Commons! A complex that is well cared for and run very professionally. Beautiful floor plan that is very open when you arrive inside. Really nice dining/living room combo area. The kitchen runs right off this area and is easily accessed. It also has some newer appliances, and a gas range. Both bedrooms here have wonderful features. The primary is very very large, has a great private bathroom, and a spacious walk in closet. The secondary bedroom has a main area, and then a completely extra room leading from it, that can be used for a variety of purposes. Think office, hobby room, or a nice exercise area! The laundry is on the first floor for easy access. The basement is full with loads and loads of space, and it has a hatchway to access the yard. Great utilities with 200 amp electrical service, natural gas, updated furnace and hot water heater, and public water and sewer. Wide, handicap accessible doorways if needed. 2-Car attached garage! The yard here is fabulous and very rare for an over 55 condominium community. You can walk around outside and enjoy all the nature that surrounds it, including a pond to sit near and bird watch or enjoy and outdoor lunch. Your deck awaits for relaxing or having an evening happy hour. The location is dynamic, with easy access to all kinds of shopping and dining, plus very easy highway and state road access.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $580 | $580 | $580 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,870 | $1,946 | $2,569 |
| Total Monthly Payment | $2,525 | $2,601 | $3,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.