2 Foltim Way, Congers, NY, 10920 | $499,999

The first thing you notice when you pull into the complex is how quiet it feels. Tucked into the corner, this end unit sits just a little more privately than the rest — like it knew it wanted more sunlight, more , more space to breathe. You walk in and immediately feel it: fresh paint, clean lines, and brand new quartz countertops that catch the light just right. It smells like a new beginning. The kitchen isn’t just updated — it’s ready. Morning coffee at the counter. Music playing softly through the built-in sound system. Dinner simmering while someone laughs in the living room. Because it’s an end unit, the windows bring in extra light. The deck out back becomes your summer ritual spot — chilling on a week night or maybe even hosting one of those “just a few friends” nights that somehow turn into memories. Upstairs, both bedrooms feel like true retreats. Not “second bedroom energy. ” Two primary-sized suites. Two full baths. Two custom closets. No one fighting for space. No one compromising. Just ease. And then there’s the basement — the flex space. Today it’s a cozy den. Tomorrow it’s a guest room. Or an office. Or the craft room you didn’t even know you needed. It grows with you. It’s the kind of home where you unpack and immediately feel settled. Private area outside because of the location . Attached garage with a parking spot in the driveway. Clarkstown Schools. Move-in ready. Not flashy. Just right. And the best part? It’s waiting for someone to walk in and think, “Oh. This is it. ” Private. Updated. Spacious. End unit. Run — don’t walk.

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Year Built: 1992
  • Garage: 1-car
  • Heating: Baseboard, Natural Gas
  • Cooling: Central Air
  • Basement: Finished
  • Approx Sq. Feet: 1,292
  • Acreage: 0.03
  • Est. Taxes: $9,452
  • HOA Fee: $220 Monthly
  • Lot Desc: Level
  • Elem. School: Lakewood Elementary School
  • Middle School: Felix Festa Achievement Middle Sch
  • High School: Clarkstown North Senior High School
  • School District: Clarkstown
  • Appliances: Dishwasher, Gas Water Heater
  • MLS#: 965560
  • Days on Market: 23 days
  • Website: https://www.raveis.com
    /prop/965560/2foltimway_congers_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Century 21 Full Service Realty   Phone: 845-639-1234

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2 Foltim Way, Congers, NY, 10920

$499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,999 $399,999 $399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.710%
Monthly Tax Payment $788 $788 $788
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,396 $2,495 $3,266
Total Monthly Payment $3,259 $3,358 $4,129

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.