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Waterfront Luxury Living | East Patchogue Welcome to an exceptional Bayfront new construction nestled in the desirable hamlet of East Patchogue, offering an expansive open-concept layout paired with breathtaking panoramic views of Fire Island and the Great South Bay — visible from virtually every room. The third bedroom and second bathroom remain unfinished, offering a blank canvas to design and customize to your exact vision. Designed with both elegance and peace of mind, this home meets all state and local requirements with all Certificates of Occupancy in place. Outfitted with a full sprinkler system connected to a private water line, hurricane straps, and a monitored alarm system tied directly to the local fire department and police station, this residence blends luxury with security and efficiency. Perfectly positioned on a dead-end street and elevated approximately 13. 5 feet, this home offers the rare advantage of no flood insurance required, making waterfront living even more desirable. Enjoy sun-drenched days on your private beach and unwind in the evening with stunning crimson sunsets over the bay — a true everyday escape. Why deal with Hamptons traffic when you can experience the same lifestyle with unmatched convenience? Ideally located just over an hour from New York City and in close proximity to the Long Island Rail Road, this property offers seamless access to Manhattan while also placing you minutes from ocean beaches and a short, scenic drive to the world-renowned North Fork vineyards and the Hamptons. An extraordinary opportunity to own waterfront luxury without compromise.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,075,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $860,000 | $860,000 | $860,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,515 | $1,515 | $1,515 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,816 | $5,225 | $7,199 |
| Total Monthly Payment | $6,456 | $6,865 | $8,839 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.