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Welcome to this fully renovated, move in ready villa in the highly desirable Pines of Delray, a well established 55+ community known for its convenience, charm, and active lifestyle. From the moment you step inside this villa, you’re greeted by a bright, open layout filled with natural light and thoughtfully designed modern finishes throughout. The home features new vinyl flooring, recessed lighting, and a clean, contemporary aesthetic that feels both elegant and comfortable. The stunning chef’s kitchen is truly the heart of the home, showcasing quartz countertops, sleek cabinetry, stainless steel appliances, and an oversized island perfect for entertaining or everyday living. Both bathrooms have been beautifully updated, offering a fresh feel. This home also delivers where it matters most peace of mind with a brand new roof (2025) new HVAC, new electrical panel, and full storm protection including impact windows, impact doors, and accordion shutters. The spacious primary suite opens to a newly enclosed PVC patio, creating a versatile extra space ideal for a home office, reading lounge, or private retreat. Step outside and enjoy a quiet outdoor area perfect for relaxing or hosting, all within a beautifully maintained community setting. Ideally located just minutes from shopping, dining, I-95, and only a short drive to the beach and vibrant downtown Delray, this property offers the perfect balance of tranquility and accessibility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $135 | $135 | $135 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,396 | $1,453 | $1,913 |
| Total Monthly Payment | $1,606 | $1,663 | $2,123 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.