20 Coral Dr, Key Largo, FL, 33037 | $990,000

Step into a fresh take on coastal living in this newly built Key Largo home, where contemporary design meets the relaxed charm of the Florida Keys. Elevated in traditional stilt fashion, the residence is constructed for both beauty and strength, featuring a solid concrete roof and impact-rated windows and doors that provide durability and peace of mind. The interior offers a spacious and welcoming atmosphere with five bedrooms, eight-foot ceilings, and large-format tile flooring that enhances the home's clean, modern aesthetic. The open-concept layout creates an effortless flow throughout the main living spaces, ideal for both everyday living and hosting guests. A separate lower-level living area adds valuable versatility, complete with two bedrooms and a full bathroom, providing a comfortable space for guests, extended family, or additional private accommodations. Upstairs, the main living area opens onto a generous outdoor patio, where you can enjoy gentle island breezes and the beauty of the surrounding tropical environment. The well-appointed kitchen is both stylish and functional, featuring ample counter space, sleek modern finishes, and a large statement sink that stands out as a unique design feature. Designed with entertaining in mind, the outdoor space includes a ground-level BBQ kitchen set on pavers, creating the perfect setting for gatherings after a day of boating, fishing, or exploring the Keys.

Features

  • Bedrooms: 5
  • Baths: 3 full
  • Style: Contemporary/Modern,Detached,Two Story
  • Year Built: 2024
  • Garage: Covered,Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,129
  • Est. Taxes: $6,208
  • Lot Desc: < 1/4 Acre
  • View: None
  • Appliances: Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • MLS#: A11992639
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/A11992639/20coraldr_keylargo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MIAMI Association of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Ocean Sothebys Intl Realty   Phone: 305-712-8888

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Coral Dr, Key Largo, FL, 33037

$990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $792,000 $792,000 $792,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.349% 6.183%
Monthly Tax Payment $517 $517 $517
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,685 $4,812 $6,683
Total Monthly Payment $5,294 $5,421 $7,292

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.