818 12th Street, W. Babylon, NY, 11704 | $699,999

Charming diamond-condition cape blending character, comfort and modern updates in the heart of West Babylon. A large covered L-shaped wraparound porch offers a private spot for morning coffee and welcoming curb appeal. Inside, hardwood floors in the kitchen and dining room combine with new laminate flooring in the living area for a warm, cohesive feel. The updated kitchen features quartz countertops, a Kenmore Elite 5 burner stove, stainless steel appliances, a new refrigerator and dishwasher, and flows into the dining room with a beautiful built-in hutch for easy entertaining. Thoughtful built-ins and details are found throughout the home: custom bookcases in the living room and den, wood blinds on all windows, and unique architectural touches in the bedrooms create cozy, character-filled spaces. The primary bedroom includes a walk-in closet, while additional storage is found in closets, built-ins, and the basement with shelving, a laundry area, and a second refrigerator (in garage). Convenience is enhanced by two washer/dryer sets—one on the main floor and one in the basement. Outdoor living is a true highlight. The professionally landscaped, expansive backyard offers multiple patios and a gorgeous inground saltwater pool with a new filter and pump—perfect for summer gatherings and relaxed weekends at home. A separate 2½-car garage with pull-down attic storage plus an additional storage shed provide excellent space for tools, seasonal items and hobbies. Modern systems and smart-home features add comfort and efficiency: central air on the main level with wall-mounted ductless units in the bedrooms, separate hot water heater, paid-off solar panels, newer roof, and in-ground sprinklers. Security and peace of mind come from a Ring doorbell, August smart locks, Slomins alarm system and exterior security cameras. This charming cape offers the ideal blend of style, function and outdoor enjoyment—truly a must-see. *Disclaimer: Some photos have been virtually staged / AI-enhanced; original photos available upon request.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Basement, Multiple Locations, Washer Hookup
  • Style: Exp Cape
  • Year Built: 1965
  • Garage: 2.5-car
  • Heating: Oil
  • Cooling: Central Air, Ductless
  • Basement: Partial
  • Approx Sq. Feet: 1,686
  • Acreage: 0.23
  • Est. Taxes: $14,701
  • School District: West Babylon
  • Pool: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer
  • MLS#: 978616
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/978616/81812thstreet_wbabylon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Real Broker NY LLC   Phone: 855-450-0442

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

818 12th Street, W. Babylon, NY, 11704

$699,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,999 $559,999 $559,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $1,225 $1,225 $1,225
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,357 $3,494 $4,613
Total Monthly Payment $4,674 $4,811 $5,930

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.