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Bayfront haven in the heart of Jamesport, NY with stunning views and sandy bay beach. This home blends comfort and charm, with a stunning 50ft bulkhead complete with water and electric connectivity. Enjoy an open floor plan including living room with a wood-burning fireplace, dining area, and kitchen with ceramic flooring, new refrigerator, stove and washer/dryer. The home boasts a new, energy-efficient electric heat pump and central air conditioning, ensuring year-round comfort. A sunroom with heat and air conditioning provides a cozy retreat where you can soak up the views, no matter the season. The entire home has been freshly painted inside and out, and the original hardwood flooring have been refinished, enhancing its natural beauty. The property also benefits from a one-car attached garage, which provides convenient access to the basement, housing utilities, and attic storage. There is a newly constructed detached three car garage with upstairs area which has the potential for bonus/recreational room or overflow for guests! Outside, you'll find new landscaping complete with an irrigation system, a fresh RCA driveway, and an outdoor shower. New stone steps lead to a two tier sand/beach area, adding a touch of coastal charm. This property is more than just a house; it's a lifestyle. Enjoy the tranquility of waterfront living, while being close to all local amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $1,295 | $1,295 | $1,295 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,153 | $8,610 | $12,118 |
| Total Monthly Payment | $9,572 | $10,029 | $13,537 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.