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This NEW 2024 construction, 2 story single-family home offers effortless, low-maintenance living in Delray Beach's newest gated lifestyle community, Delray Trails. The Willow, the builder's largest model, features a thoughtfully designed floor plan with high ceilings, split-bedroom layout, dedicated laundry room, & primary suites on each floor with ensuite baths & spacious walk-in closets. Interior finishes include upgraded tile floors, open-concept kitchen with quartz countertops, large center island, 42-inch shaker cabinetry, stainless steel kitchen appliances, walk-in pantry, recessed LED lighting, bespoke lighting fixtures, custom zebra shades, & covered patio ideal for indoor-outdoor entertaining. Full impact glass windows & doors provide low insurance rates, comfort & peace of mind. Delray Trails' new 33, 000 sq. ft. clubhouse delivers resort living with three swimming pools, fitness center, theater, library, tennis courts, & miles of scenic lakeside walking/jogging trails. The LOW HOA dues provide 1GB fiber-optic Wi-Fi, professional landscaping, secure gated access, common area maintenance, and full access to the community's state-of-the-art amenities. Ideally located just a few miles from Atlantic Avenue, downtown Delray Beach, & Delray's award-winning beaches, this home provides easy access to some of the best shopping, dining, and recreation South Florida has to offer. Schedule a private tour today and make this new home yours! Please see broker remarks for more information.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $39 | $39 | $39 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,717 | $3,868 | $5,107 |
| Total Monthly Payment | $3,848 | $3,999 | $5,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.