Wonderful, move-in ready Spackenkill home with open floor plan in a great location. On the main level you will you will find tons of natural light and beautiful hardwood flooring. This level presents the kitchen with cathedral ceilings, stone countertops, island with seating and sliders out to a deck that overlooks the fantastic backyard. This space extends to include a sitting area with built-in storage. Flowing from the kitchen is the dining room, private laundry room and living room with large bay window. Also included on this floor are two bedrooms and a hall bathroom. One of the two bedrooms on this floor is the primary bedroom which has sliders out to a private deck, large closet and bathroom with double sinks. Downstairs there are two spacious bedrooms and a full bathroom. The two-car garage can be accessed from this space as well. Out back there is plenty of space to entertain with the firepit area and deck to grill or just relax. This home is close to a great park, restaurants, schools and all the Hudson Valley has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | $1,150 | $1,150 | $1,150 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,484 | $2,620 | $3,429 |
| Total Monthly Payment | $3,726 | $3,862 | $4,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.