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PRICE REFRESHED! DEAL OF THE SUMMER! Welcome to "Castle in the Sands, " a cherished oceanfront retreat situated on beautiful White Sand Beach. Lovingly maintained by the same family for generations, this two-story cottage offers a rare opportunity to own a property rich in history, tradition, and unforgettable memories. Each day begins with peaceful mornings on the patio, where breathtaking water views, gentle waves, and birdsong create the perfect backdrop for a cup of coffee. From spectacular sunrises to the dramatic beauty of passing thunderstorms over the water, the ever-changing coastal scenery provides a constant connection to nature. Designed for effortless waterfront living, days are spent enjoying time with family and friends, while evenings transition seamlessly into relaxed outdoor entertaining. The lighted patio creates an inviting setting for cocktails, casual meals from the grill, meaningful conversations, and cozy fires under the stars. An outdoor shower adds convenience after a day spent at the beach or on the water. For boating and fishing enthusiasts, the property offers the ability to keep a small boat on a mooring, making early morning fishing excursions both easy and enjoyable. Launching at dawn and returning in time for breakfast has long been one of the simple pleasures enjoyed at this special retreat. Capturing the true essence of waterfront living, this home is a place where weekends on the water, gatherings with loved ones, and life's simple moments become treasured memories. Offered for the first time outside the family, "Castle in the Sands" is ready to welcome its next owner and begin a new chapter of cherished traditions for generations to come. HOA charges are established annually by Quassy Municipality and are based on the budget required to maintain and support beach-related amenities. Annual charges average approximately $3, 400 +/-.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,060,720 | $1,060,720 | $1,060,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $1,678 | $1,678 | $1,678 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,023 | $6,360 | $8,951 |
| Total Monthly Payment | $7,826 | $8,163 | $10,754 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.