1 Seaside Lane, Old Lyme (White Sand Beach), CT, 06371 | $1,499,999

"CASTLE IN THE SANDS" ~ My Family's Ocean Retreat on White Sand Beach ~ Our 2-story cottage has been lovingly maintained and passed down through generations, and I have cherished every moment of continuing its legacy of traditions and unforgettable memories. One-family-owned, each day begins with peaceful mornings on the patio, enjoying a cup of coffee while taking in the gentle sounds of the waves and birds, and uninterrupted views that never lose their charm-even after decades. Whether it's a quiet sunrise or the dramatic beauty of a passing thunderstorm over the water, I've always felt a constant connection to nature here. Days unfold effortlessly, filled with time spent with family and friends, while evenings transition seamlessly into relaxed outdoor living. There's never a need to rush-I simply move from day to night with ease, enjoying cocktails, casual meals from the grill, and meaningful conversation on the lighted patio or beside a cozy fire. The atmosphere invites you to slow down and savor every moment, with the added convenience of an outdoor shower-perfect after a day spent on the water. I've especially loved the ability to keep a small boat on a mooring, making early morning fishing trips both convenient and peaceful. Slipping out at dawn with a rod and coffee in hand, then returning in time for breakfast, has always been one of life's simplest pleasures. Rich in history and tradition, this home truly captures the essence of waterfront living, where simple moments-like weekends on the water and time spent together-become lasting memories. Now, for the first time, I'm ready to pass this beloved property on to its next owner, so they can continue the legacy and create a lifetime of their own special moments. HOAs are calculated by Quassy Municipality. Values are set yearly on the budget needed to support beach needs. Averages yearly $3, 400 +/-.

Features

  • Town: Old Lyme
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Upper Level
  • Style: Other
  • Year Built: 1925
  • Heating: Baseboard
  • Cooling: Wall Unit
  • Basement: Crawl Space,Unfinished
  • Above Grade Approx. Sq. Feet: 1,782
  • Acreage: 0.2
  • Est. Taxes: $20,132
  • HOA Fee: $3,400 Annually
  • Lot Desc: Corner Lot,Borders Open Space,Level Lot,Water View
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Refrigerator,Dishwasher
  • MLS#: 24160596
  • Website: https://www.raveis.com
    /eprop/24160596/1seasidelane_oldlyme_ct?source=qrflyer
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Listing courtesy of Carl Guild & Associates   Phone: (860) 474-3500

Room Information

Type Level
Bedroom 1 Main
Bedroom 2 Upper
Bedroom 3 Upper
Dining Room Main
Living Room Main
Primary Bedroom Main

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

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1 Seaside Lane, Old Lyme (White Sand Beach), CT, 06371

$1,499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,999 $1,199,999 $1,199,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $1,678 $1,678 $1,678
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,626 $7,195 $9,965
Total Monthly Payment $8,429 $8,998 $11,768

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.