1007 Oneal Street, Belton, SC, 29627-1113 | $324,900

This house on Five acres is a nature lovers delight. The house is a Lowes house with 3 bedrooms and 1. 5 Bathrooms. Like the Sears catalog houses in the early 1900’s This house was picked out at a Lowes hardware store and delivered and built on the property. The original owner chose to use 2x6 outside wall construction instead of 2x4 lumber. Deer and Turkey are seen on the property. The great room has a wood burning brick fireplace with mantel and brick hearth The kitchen has plenty of cabinets and a butcher block style countertop. The breakfast area is adjacent to the kitchen and the door leads to the back deck. Entertaining in this house will be a treat There is a trail to the woods on the five-acre property. Trees on the property include a Fig tree, Pear tree, Japanese Maple and a Windmill Palm tree. The primary bedroom includes a half bath. Additional features include a 23x23 attached garage, an additional carport, a 19’ by 18’ utility building, a 12 by 12 back deck, a 23 by 10 back patio, ceiling fans, vinyl tilt out windows and a concrete pad with water and electric available for a future building. The owner does not believe the wood burning fireplace has ever been used. According to the National Fire Protection Association recommends that a fireplace should be inspected yearly before using (NFPA Standard 211).

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: 1st Floor, Laundry Closet
  • Style: Ranch
  • Year Built: 1982
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: None
  • Acreage: 5
  • Est. Taxes: $0
  • Lot Desc: 5 - 10 Acres, Few Trees
  • Elem. School: Belton
  • Middle School: Belton
  • High School: Belton Honea Path
  • Appliances: Refrigerator, Electric Cooktop, Free-Standing Electric Range, Electric Water Heater
  • MLS#: 1586478
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/1586478/1007onealstreet_belton_sc?source=qrflyer
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Listing courtesy of RE/MAX Reach   Phone: 864-250-4440

Room Information

Type Dimensions
Bedroom2 11x10
Bedroom3 11x10
BreakfastRoomNook 11x9
GreatRoom 14x14
Kitchen 10x9
PrimaryBedroom 14x13

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1007 Oneal Street, Belton, SC, 29627-1113

$324,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $259,920 $259,920 $259,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,600 $1,641 $2,158
Total Monthly Payment $1,675 $1,716 $2,233

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.