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Welcome to 32 Pearl Street – Historic Charm Meets Modern Living in Patchogue Village $499, 000 | 4 Bedrooms | 2 Bathrooms | . 30 Acre | Circa 1910 This beautifully renovated single-family Colonial offers timeless character combined with today's amenities. Situated on a generous . 30-acre lot in the Village of Patchogue, this property provides space and convenience. Property Features: Classic 1910 Colonial architecture Updated kitchen with modern appliances Four bedrooms with flexible layout options Two bathrooms Expansive . 30-acre lot – rare for village location Private backyard space for outdoor activities Location Highlights: The Village of Patchogue offers a variety of local amenities and attractions: Dining Options – Multiple restaurants along Main Street featuring diverse cuisines, from casual fare to sit-down dining Entertainment – Patchogue Theatre for the Performing Arts, Museum of Contemporary Art (MoCA), and seasonal community events including street festivals and concerts at Shorefront Park Transportation – Long Island Rail Road station nearby for commuter access Recreation – Connetquot River State Park Preserve with walking trails, Swan River Nature Preserve, and ferry access to Fire Island beaches Community Events – Year-round programming including summer festivals, holiday celebrations, and farmers markets Property Details: Single-family residence 4 bedrooms, 2 bathrooms Approximately . 30 acre lot Built circa 1910, renovated Village of Patchogue location Schedule a showing to experience this property in person.
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $669 | $669 | $669 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,458 | $3,235 |
| Total Monthly Payment | $3,105 | $3,202 | $3,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.